*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Outfit',sans-serif;background:#f5f0e8;color:#1e1e1e;overflow-x:hidden}

:root{
  --sage:#6b7d6a;--sage-light:#8a9d89;--sage-dim:#4e5e4d;
  --terra:#c89178;--terra-light:#dba98e;--terra-faint:rgba(200,145,120,0.12);
  --linen:#f5f0e8;--linen-mid:#ede6d8;--linen-dark:#ddd0bc;
  --forest:#1e2a1c;--forest-mid:#2a3a28;--terra-logo:#ed9c79;
  --white:#ffffff;
  --text-1:#1e1e1e;--text-2:#3a3a3a;--text-3:#7a7a6e;
  --rule:#c8bfae;
  --border:rgba(107,125,106,0.18);
}

/* ── NAVIGATION ──────────────────────────────────────────────────────────── */
nav{
  background:var(--forest);
  border-bottom:2px solid var(--terra-logo);
  position:sticky;top:0;z-index:100;
  padding:0 2.5rem;
  display:flex;align-items:center;height:88px;gap:2rem;
  transition:height .35s ease,box-shadow .35s ease,background .35s ease;
}
nav.scrolled{height:60px;box-shadow:0 6px 24px rgba(30,42,28,.35);background:rgba(30,42,28,.97);}
.nav-logo{display:flex;align-items:center;gap:.85rem;text-decoration:none;}
.nav-logo img{height:62px!important;width:auto!important;max-width:220px!important;object-fit:contain;display:block;transition:height .35s ease;}
nav.scrolled .nav-logo img{height:42px!important;}
.nav-spacer{flex:1}
.nav-links{display:flex;gap:1.75rem;align-items:center}
.nav-links a{
  font-size:.62rem;letter-spacing:.14em;text-transform:uppercase;
  color:var(--terra-logo);text-decoration:none;font-weight:500;
  transition:color .2s;
}
.nav-links a:hover{color:var(--linen)}
.nav-cta{
  background:var(--terra-logo);color:var(--forest)!important;
  padding:.38rem 1rem;font-size:.62rem!important;
  transition:background .2s!important;
}
.nav-cta:hover{background:var(--terra-light)!important}

/* ── MASTHEAD ─────────────────────────────────────────────────────────────── */
.masthead{
  background:var(--linen-mid);
  border-bottom:1px solid var(--rule);
  padding:.65rem 2.5rem;
  display:flex;align-items:center;justify-content:space-between;
}
.masthead-vol{font-size:.58rem;letter-spacing:.18em;text-transform:uppercase;color:var(--sage);}
.masthead-line{font-family:'Cormorant Garamond',serif;font-size:.9rem;font-style:italic;color:var(--sage);letter-spacing:.01em;}

/* ── HERO GRID ────────────────────────────────────────────────────────────── */
.hero-grid{
  display:grid;grid-template-columns:1fr 1fr;
  border-bottom:1px solid var(--rule);
  min-height:420px;
}
.hero-photo{
  position:relative;overflow:hidden;
  border-right:1px solid var(--rule);
}
.hero-photo img{
  width:100%;height:100%;
  object-fit:cover;object-position:center 35%;
  display:block;
}
.hero-photo-caption{
  position:absolute;bottom:14px;left:16px;
  font-size:.58rem;letter-spacing:.14em;text-transform:uppercase;
  color:rgba(255,255,255,.5);
}
.hero-text{
  padding:2.25rem 2.5rem;
  display:flex;flex-direction:column;justify-content:space-between;
  background:var(--linen);
}
.hero-kicker{
  font-size:.6rem;letter-spacing:.2em;text-transform:uppercase;
  color:var(--sage);border-top:2px solid var(--forest);
  padding-top:.6rem;display:inline-block;margin-bottom:1.5rem;
}
.hero-h1{
  font-family:'Cormorant Garamond',serif;
  font-size:clamp(1.9rem,3.2vw,2.9rem);
  font-weight:400;line-height:1.08;letter-spacing:-.015em;
  color:var(--forest);flex:1;
}
.hero-rule{width:100%;height:1px;background:var(--rule);margin:1.5rem 0;}
.hero-sub{font-size:.85rem;font-weight:300;color:var(--text-3);line-height:1.82;}
.hero-cta{
  display:inline-block;margin-top:1.5rem;
  font-size:.6rem;letter-spacing:.16em;text-transform:uppercase;
  color:var(--forest);border-bottom:1px solid var(--forest);
  padding-bottom:2px;text-decoration:none;transition:opacity .2s;width:fit-content;
}
.hero-cta:hover{opacity:.6}

/* ── SEGMENT ROW ──────────────────────────────────────────────────────────── */
.seg-row{
  display:grid;grid-template-columns:1fr 1fr 1fr;
  border-bottom:1px solid var(--rule);
}
.seg-col{border-right:1px solid var(--rule);display:flex;flex-direction:column;}
.seg-col:last-child{border-right:none}
.seg-col-photo{
  height:160px;overflow:hidden;
  border-bottom:1px solid var(--rule);flex-shrink:0;
}
.seg-col-photo img{width:100%;height:100%;object-fit:cover;display:block;transition:transform .4s;}
.seg-col:hover .seg-col-photo img{transform:scale(1.03)}
.seg-col-content{padding:1.25rem 1.5rem;flex:1;}
.seg-tag{
  font-size:.56rem;letter-spacing:.18em;text-transform:uppercase;
  color:var(--terra);font-weight:700;margin-bottom:.5rem;display:block;
}
.seg-col-content h3{
  font-family:'Cormorant Garamond',serif;font-size:1.05rem;font-weight:400;
  color:var(--forest);margin-bottom:.55rem;line-height:1.25;
}
.seg-col-content p{font-size:.78rem;font-weight:300;color:var(--text-3);line-height:1.78;margin-bottom:.85rem;}
.seg-kpis{display:flex;flex-wrap:wrap;gap:.3rem;}
.seg-kpi{
  font-size:.58rem;letter-spacing:.04em;
  background:var(--linen-dark);color:var(--sage);
  padding:.18rem .5rem;font-weight:500;
}

/* ── PHILOSOPHY ───────────────────────────────────────────────────────────── */
.phil-grid{
  display:grid;grid-template-columns:2fr 1fr;
  border-bottom:1px solid var(--rule);
}
.phil-left{
  padding:2.5rem;border-right:1px solid var(--rule);
}
.phil-right{
  padding:2.5rem;background:var(--linen-mid);
}
.section-label{
  font-size:.58rem;letter-spacing:.2em;text-transform:uppercase;
  color:var(--sage);border-top:1px solid var(--rule);
  padding-top:.75rem;margin-bottom:1.25rem;display:block;
}
.phil-left h2{
  font-family:'Cormorant Garamond',serif;
  font-size:clamp(1.6rem,2.5vw,2.2rem);font-weight:400;
  color:var(--forest);line-height:1.1;letter-spacing:-.015em;margin-bottom:1.5rem;
}
.body-p{font-size:.85rem;font-weight:300;color:var(--text-2);line-height:1.88;margin-bottom:.9rem;}
.body-p:last-child{margin-bottom:0}
.phil-pillars{display:flex;flex-direction:column;gap:0;}
.phil-pillar{padding:1.25rem 0;border-bottom:1px solid var(--rule);}
.phil-pillar:last-child{border-bottom:none;padding-bottom:0}
.pillar-label{font-size:.56rem;letter-spacing:.18em;text-transform:uppercase;color:var(--terra);font-weight:700;margin-bottom:.4rem;}
.pillar-title{font-family:'Cormorant Garamond',serif;font-size:.95rem;font-weight:400;color:var(--forest);margin-bottom:.35rem;}
.pillar-body{font-size:.75rem;font-weight:300;color:var(--text-3);line-height:1.72;}

/* ── JOURNEY ──────────────────────────────────────────────────────────────── */
.journey-sec{
  border-bottom:1px solid var(--rule);
  background:var(--linen);
  padding:2.5rem;
}
.journey-header{
  display:grid;grid-template-columns:1fr 2fr;gap:3rem;
  align-items:end;margin-bottom:2rem;
  border-bottom:1px solid var(--rule);padding-bottom:1.5rem;
}
.journey-header h2{
  font-family:'Cormorant Garamond',serif;
  font-size:clamp(1.6rem,2.5vw,2.2rem);font-weight:400;
  color:var(--forest);line-height:1.1;letter-spacing:-.015em;
}
.journey-header p{font-size:.85rem;font-weight:300;color:var(--text-3);line-height:1.82;}
.journey-steps{
  display:grid;grid-template-columns:repeat(4,1fr);
  gap:1px;background:var(--rule);
  border:1px solid var(--rule);
}
.journey-step{
  background:var(--linen);padding:1.5rem 1.25rem;
  transition:background .2s;
}
.journey-step:hover{background:var(--linen-mid)}
.step-n{
  font-family:'Cormorant Garamond',serif;
  font-size:2.8rem;font-weight:300;
  color:rgba(30,42,28,0.1);line-height:1;margin-bottom:.65rem;
}
.journey-step h3{
  font-family:'Cormorant Garamond',serif;font-size:1rem;font-weight:400;
  color:var(--forest);margin-bottom:.5rem;line-height:1.2;
}
.journey-step p{font-size:.78rem;font-weight:300;color:var(--text-3);line-height:1.78;}

/* ── PULLQUOTE ────────────────────────────────────────────────────────────── */
.pullquote-sec{
  background:var(--forest);
  border-bottom:1px solid rgba(255,255,255,.06);
  padding:3.5rem 2.5rem;text-align:center;
}
.pullquote-sec blockquote{
  font-family:'Cormorant Garamond',serif;
  font-size:clamp(1.3rem,2.5vw,1.9rem);font-weight:300;font-style:italic;
  color:#fff;line-height:1.5;max-width:680px;margin:0 auto 1rem;
  letter-spacing:-.01em;
}
.pullquote-attr{font-size:.58rem;letter-spacing:.18em;text-transform:uppercase;color:rgba(255,255,255,.25);}
.pullquote-light{background:var(--linen-mid);border-top:1px solid var(--rule);border-bottom:1px solid var(--rule);}
.pullquote-light blockquote{color:var(--forest);font-weight:400;}
.pullquote-light .pullquote-attr{color:var(--terra);}

/* ── KPI SECTION ──────────────────────────────────────────────────────────── */
.kpi-sec{
  background:var(--forest);
  border-bottom:1px solid rgba(255,255,255,.06);
  padding:2.5rem;
}
.kpi-header{
  display:grid;grid-template-columns:1fr 2fr;gap:3rem;
  align-items:end;margin-bottom:2rem;
  border-bottom:1px solid rgba(255,255,255,.07);padding-bottom:1.5rem;
}
.kpi-header h2{
  font-family:'Cormorant Garamond',serif;
  font-size:clamp(1.6rem,2.5vw,2.2rem);font-weight:300;
  color:#fff;line-height:1.1;letter-spacing:-.015em;
}
.kpi-header p{font-size:.85rem;font-weight:300;color:rgba(255,255,255,.38);line-height:1.82;}
.kpi-grid-mag{
  display:grid;grid-template-columns:1fr 1fr;
  gap:1px;background:rgba(255,255,255,.06);
  border:1px solid rgba(255,255,255,.06);
}
.kpi-card-mag{
  background:rgba(255,255,255,.02);padding:2rem 1.75rem;
  border-top:2px solid rgba(200,145,120,0.3);
  transition:background .2s;
}
.kpi-card-mag:hover{background:rgba(255,255,255,.05)}
.kpi-abbr-mag{
  font-size:.56rem;letter-spacing:.22em;text-transform:uppercase;
  color:var(--terra);font-weight:700;margin-bottom:.45rem;display:block;
}
.kpi-name-mag{
  font-family:'Cormorant Garamond',serif;
  font-size:1.25rem;font-weight:300;
  color:#fff;line-height:1.15;margin-bottom:.85rem;letter-spacing:-.01em;
}
.kpi-desc-mag{font-size:.82rem;font-weight:300;color:rgba(255,255,255,.42);line-height:1.82;margin-bottom:1rem;}
.kpi-insight-mag{
  border-left:1px solid rgba(200,145,120,0.25);
  padding:.65rem 1rem;
  font-size:.76rem;font-weight:300;
  color:rgba(255,255,255,.28);font-style:italic;line-height:1.65;
}
.kpi-insight-mag strong{color:rgba(200,145,120,.65);font-weight:500;font-style:normal;}
.kpi-owned-mag{
  display:inline-flex;align-items:center;gap:.4rem;margin-top:1rem;
  font-size:.52rem;letter-spacing:.18em;text-transform:uppercase;
  color:rgba(200,145,120,.3);font-weight:600;
}
.kpi-owned-mag::before{content:'';width:12px;height:1px;background:rgba(200,145,120,.25);}

/* ── MBD SECTION ──────────────────────────────────────────────────────────── */
.mbd-sec{
  border-bottom:1px solid var(--rule);
}
/* Header row */
.mbd-header-row{
  border-bottom:1px solid var(--rule);
}
.mbd-header-text{
  padding:2rem 2.5rem;
  background:var(--linen-mid);
}
.mbd-header-text h2{
  font-family:'Cormorant Garamond',serif;
  font-size:clamp(1.4rem,2vw,1.9rem);font-weight:400;
  color:var(--forest);line-height:1.1;letter-spacing:-.015em;
}
.mbd-header-text p{font-size:.8rem;font-weight:300;color:var(--text-3);line-height:1.75;margin-top:.75rem;}
/* Cards row */
.mbd-cards-row{
  display:grid;grid-template-columns:1fr 1fr 1fr;
  background:var(--rule);gap:1px;
}
.mbd-card-mag{background:var(--linen);padding:1.75rem 1.5rem;}
.mbd-card-with-photo{
  background:var(--linen);
  display:flex;flex-direction:column;
}
.mbd-card-photo{
  height:160px;overflow:hidden;
  border-bottom:1px solid var(--rule);
}
.mbd-card-photo img{width:100%;height:100%;object-fit:cover;object-position:center 35%;display:block;transition:transform .4s;}
.mbd-card-with-photo:hover .mbd-card-photo img{transform:scale(1.03)}
.mbd-card-content{padding:1.5rem 1.5rem;flex:1;}
.mbd-card-label-mag{
  font-size:.56rem;letter-spacing:.18em;text-transform:uppercase;
  color:var(--terra);font-weight:700;margin-bottom:.45rem;display:block;
}
.mbd-card-mag h3,.mbd-card-content h3{
  font-family:'Cormorant Garamond',serif;font-size:1rem;font-weight:400;
  color:var(--forest);margin-bottom:.6rem;line-height:1.2;
}
.mbd-card-mag p,.mbd-card-content p{font-size:.78rem;font-weight:300;color:var(--text-3);line-height:1.78;}
@media(max-width:960px){
  .mbd-header-row{grid-template-columns:1fr}
  .mbd-header-photo{height:200px;border-top:1px solid var(--rule)}
  .mbd-header-text{border-right:none}
  .mbd-cards-row{grid-template-columns:1fr}
}

/* ── CONTACT ──────────────────────────────────────────────────────────────── */
.contact-sec{
  display:grid;grid-template-columns:1fr 1fr;
  border-bottom:1px solid var(--rule);
}
.contact-left{
  padding:2.5rem;border-right:1px solid var(--rule);
  display:flex;flex-direction:column;justify-content:space-between;
  background:var(--linen-mid);
}
.contact-left h2{
  font-family:'Cormorant Garamond',serif;
  font-size:clamp(1.6rem,2.5vw,2.2rem);font-weight:400;
  color:var(--forest);line-height:1.1;letter-spacing:-.015em;margin-bottom:1rem;
}
.contact-left p{font-size:.85rem;font-weight:300;color:var(--text-3);line-height:1.85;margin-bottom:.85rem;}
.contact-meta{margin-top:1.5rem;display:flex;flex-direction:column;gap:.5rem;}
.contact-meta-row{display:flex;gap:.75rem;align-items:baseline;}
.contact-meta-label{font-size:.56rem;letter-spacing:.14em;text-transform:uppercase;color:var(--text-3);font-weight:600;min-width:72px;}
.contact-meta-val{font-size:.82rem;color:var(--text-2);font-weight:300;}
.contact-right{padding:2.5rem;background:var(--linen);}
.contact-right h3{
  font-family:'Cormorant Garamond',serif;font-size:1.1rem;font-weight:400;
  color:var(--forest);margin-bottom:1.5rem;
}
.form-group{display:flex;flex-direction:column;gap:.35rem;margin-bottom:.9rem;}
.form-group label{font-size:.56rem;letter-spacing:.14em;text-transform:uppercase;color:var(--text-3);font-weight:600;}
.form-group input,.form-group textarea,.form-group select{
  border:none;border-bottom:1px solid var(--rule);
  padding:.55rem 0;font-family:'Outfit',sans-serif;
  font-size:.85rem;color:var(--text-1);
  background:transparent;transition:border-color .2s;outline:none;
}
.form-group input:focus,.form-group textarea:focus{border-color:var(--sage)}
.form-group textarea{resize:vertical;min-height:80px;}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:1.25rem;}
.form-submit{
  background:var(--forest);color:var(--linen);border:none;
  padding:.75rem 2rem;font-family:'Outfit',sans-serif;
  font-size:.68rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase;
  cursor:pointer;transition:background .2s;margin-top:.5rem;
}
.form-submit:hover{background:var(--forest-mid)}

/* ── FOOTER ───────────────────────────────────────────────────────────────── */
footer{
  background:var(--forest);
  border-top:2px solid rgba(255,255,255,.06);
  padding:1.75rem 2.5rem;
  display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:1rem;
}
.foot-logo img{height:34px!important;width:auto!important;max-width:140px!important;object-fit:contain;opacity:.45;}
.foot-links{display:flex;gap:1.5rem;flex-wrap:wrap;}
.foot-links a{font-size:.58rem;letter-spacing:.1em;text-transform:uppercase;color:rgba(255,255,255,.22);text-decoration:none;transition:color .2s;}
.foot-links a:hover{color:rgba(255,255,255,.6)}
.foot-right{font-size:.58rem;letter-spacing:.06em;color:rgba(255,255,255,.18);text-align:right;line-height:1.9;}

.reveal{opacity:0;transform:translateY(12px);transition:opacity .5s ease,transform .5s ease}
.reveal.in{opacity:1;transform:none}

@media(max-width:960px){
  nav{padding:0 1.25rem}.nav-links{display:none}
  .masthead{padding:.65rem 1.25rem}.masthead-line{display:none}
  .hero-grid,.phil-grid,.contact-sec{grid-template-columns:1fr}
  .hero-photo{height:260px;border-right:none;border-bottom:1px solid var(--rule)}
  .seg-row{grid-template-columns:1fr}
  .seg-col{border-right:none;border-bottom:1px solid var(--rule)}
  .journey-sec{padding:2rem 1.25rem}
  .journey-header{grid-template-columns:1fr;gap:1rem}
  .journey-steps{grid-template-columns:1fr 1fr}
  .kpi-sec{padding:2rem 1.25rem}
  .kpi-header{grid-template-columns:1fr;gap:1rem}
  .kpi-grid-mag{grid-template-columns:1fr}
  .mbd-photos-mag{height:auto;grid-template-columns:1fr}
  .mbd-photo-mag{height:200px}
  .mbd-photo-mag:first-child{border-right:none;border-bottom:1px solid var(--rule)}
  .mbd-content{grid-template-columns:1fr}
  .mbd-header-col{grid-column:1}
  .mbd-cards-grid{grid-column:1;grid-template-columns:1fr}
  .pullquote-sec{padding:2.5rem 1.25rem}
  .contact-left{border-right:none;border-bottom:1px solid var(--rule)}
  .contact-right{padding:2rem 1.25rem}
  .form-row{grid-template-columns:1fr}
  footer{padding:1.5rem 1.25rem;flex-direction:column;align-items:flex-start}
  .foot-right{text-align:left}
  .phil-right,.phil-left{padding:1.75rem 1.25rem}
}

.mbd-photo-strip{
  display:grid;grid-template-columns:1fr 1fr;
  border-top:1px solid var(--rule);
  border-bottom:1px solid var(--rule);
}
.mbd-strip-col{border-right:1px solid var(--rule);}
.mbd-strip-col:last-child{border-right:none;}
.mbd-strip-col img{width:100%;height:auto;display:block;vertical-align:bottom;}

.seg-divider{
  background:var(--linen);
  border-top:1px solid var(--rule);
  border-bottom:2px solid var(--forest);
  padding:.65rem 2.5rem;
  display:flex;align-items:center;
}
.seg-divider-label{
  font-size:.58rem;letter-spacing:.22em;text-transform:uppercase;
  color:var(--sage);font-weight:600;
}

/* BEHAVIORAL FINANCE SECTION */
.bf-sec{
  background:var(--linen);
  border-bottom:1px solid var(--rule);
}

.bf-intro-left{
  padding:2.5rem;border-right:1px solid var(--rule);
}
.bf-intro-right{
  padding:2.5rem;background:var(--linen-mid);
  display:flex;flex-direction:column;justify-content:center;
}
.bf-intro-left h2{
  font-family:'Cormorant Garamond',serif;
  font-size:clamp(1.6rem,2.5vw,2.2rem);font-weight:400;
  color:var(--forest);line-height:1.1;letter-spacing:-.015em;margin-bottom:1.5rem;
}
.bf-intro-left p{font-size:.85rem;font-weight:300;color:var(--text-2);line-height:1.88;margin-bottom:.9rem;}
.bf-intro-right p{font-size:.85rem;font-weight:300;color:var(--text-3);line-height:1.88;}
.bf-bridge{
  font-size:.78rem;font-weight:600;letter-spacing:.06em;
  text-transform:uppercase;color:var(--sage);
  margin-top:1.5rem;
}

/* Tenets grid */
.bf-tenets{
  display:grid;grid-template-columns:repeat(5,1fr);
  gap:1px;background:var(--rule);
  border-bottom:1px solid var(--rule);
}
.bf-tenet{
  background:var(--linen);
  padding:1.75rem 1.5rem;
  position:relative;
  transition:background .2s;
}
.bf-tenet:hover{background:var(--white)}
.bf-tenet::before{
  content:'';position:absolute;top:0;left:0;right:0;
  height:2px;background:var(--terra);opacity:0;
  transition:opacity .25s;
}
.bf-tenet:hover::before{opacity:1}
.bf-tenet-n{
  font-family:'Cormorant Garamond',serif;
  font-size:2.2rem;font-weight:300;
  color:rgba(30,42,28,.08);line-height:1;
  margin-bottom:.65rem;
}
.bf-tenet-label{
  font-size:.6rem;letter-spacing:.18em;text-transform:uppercase;
  color:var(--terra);font-weight:700;margin-bottom:.55rem;display:block;
}
.bf-tenet p{font-size:.78rem;font-weight:300;color:var(--text-3);line-height:1.78;}

/* Hospitality body */
.bf-hosp{
  display:grid;grid-template-columns:1fr 1fr;
  border-bottom:1px solid var(--rule);
}
.bf-hosp-left{
  padding:2.5rem;border-right:1px solid var(--rule);
  background:var(--forest);
}
.bf-hosp-left .section-label{color:rgba(255,255,255,.28);border-top-color:rgba(255,255,255,.1);}
.bf-hosp-left h3{
  font-family:'Cormorant Garamond',serif;
  font-size:clamp(1.3rem,2vw,1.8rem);font-weight:300;
  color:#fff;line-height:1.15;letter-spacing:-.01em;margin-bottom:1.5rem;
}
.bf-hosp-left p{font-size:.83rem;font-weight:300;color:rgba(255,255,255,.45);line-height:1.88;margin-bottom:.85rem;}
.bf-hosp-right{padding:2.5rem;}
.bf-hosp-right p{font-size:.85rem;font-weight:300;color:var(--text-2);line-height:1.88;margin-bottom:.9rem;}
.bf-hosp-right p:last-child{margin-bottom:0}
.bf-closing{
  padding:2rem 2.5rem;
  background:var(--linen-mid);
  border-top:1px solid var(--rule);
  text-align:center;
}
.bf-closing p{
  font-family:'Cormorant Garamond',serif;
  font-size:clamp(1.1rem,1.8vw,1.4rem);font-weight:400;
  color:var(--forest);line-height:1.5;letter-spacing:-.01em;
}

@media(max-width:960px){
  .bf-intro,.bf-hosp{grid-template-columns:1fr}
  .bf-intro-left,.bf-hosp-left{border-right:none;border-bottom:1px solid var(--rule)}
  .bf-tenets{grid-template-columns:1fr}
}


/* INLINE SECTION IMAGES */
.sec-img-break{
  width:100%;overflow:hidden;
  border-top:1px solid var(--rule);
  border-bottom:1px solid var(--rule);
  line-height:0;
}
.sec-img-break img{
  width:100%;height:480px;
  object-fit:cover;object-position:center 50%;
  display:block;transition:transform .5s;
}
.sec-img-break:hover img{transform:scale(1.02)}
.sec-img-break.tall img{height:520px;}
.sec-img-break.short img{height:480px;}
.sec-img-break.wide img{
  height:400px;
  object-position:center 35%;
}
@media(max-width:960px){
  .sec-img-break img{height:280px;}
  .sec-img-break.tall img{height:320px;}
  .sec-img-break.short img{height:280px;}
  .sec-img-break.wide img{height:240px;}
}


/* FOUNDER BIO */













@media(max-width:960px){
  
  
  
}

/* FOUNDER BIO */
.bio-sec{background:var(--linen-mid);border-bottom:1px solid var(--border);padding:3rem;}
.bio-inner{display:flex;gap:2.5rem;align-items:stretch;}
.bio-photo{
  width:300px;flex-shrink:0;
  overflow:hidden;
}
.bio-photo img{width:100%;height:100%;object-fit:cover;object-position:center 20%;display:block;}
.bio-text{flex:1;min-width:0;}
.bio-eyebrow{font-size:.56rem;letter-spacing:.2em;text-transform:uppercase;color:var(--terra);font-weight:700;margin-bottom:.3rem;display:block;}
.bio-name{font-family:'Cormorant Garamond',serif;font-size:1.4rem;font-weight:400;color:var(--text-1);line-height:1.1;margin-bottom:.15rem;}
.bio-title{font-size:.6rem;letter-spacing:.1em;text-transform:uppercase;color:var(--text-3);display:block;margin-bottom:1rem;}
.bio-body{font-size:.85rem;font-weight:300;color:var(--text-2);line-height:1.88;margin-bottom:.8rem;}
.bio-body:last-of-type{margin-bottom:1.25rem;}
.bio-creds{display:flex;flex-wrap:wrap;gap:.4rem;}
.bio-cred{font-size:.58rem;letter-spacing:.06em;background:rgba(107,125,106,0.1);color:var(--sage);padding:.22rem .65rem;font-weight:500;}
@media(max-width:960px){
  .bio-sec{padding:2rem 1.25rem}
  .bio-inner{flex-direction:column;gap:1.25rem;align-items:center;}
  .bio-photo{width:220px;height:auto;}
  .bio-photo img{width:100%;height:auto;object-fit:unset;display:block;}
  .bio-text{width:100%;}
}


/* ACCORDION EXPANDERS */
.bf-tenet{cursor:pointer;}
.bf-tenet p{
  max-height:0;overflow:hidden;opacity:0;
  transition:max-height .45s ease,opacity .35s ease,margin .3s ease;
  margin-top:0;
}
.bf-tenet.open p{max-height:400px;opacity:1;margin-top:.55rem;}
.tenet-hint{font-size:.54rem;letter-spacing:.18em;text-transform:uppercase;color:var(--sage);opacity:.7;margin-top:.4rem;display:block;transition:opacity .3s,max-height .3s;max-height:20px;overflow:hidden;}
.bf-tenet.open .tenet-hint{opacity:0;max-height:0;margin-top:0;}
.bf-tenet-label{display:flex;align-items:center;justify-content:space-between;}
.acc-icon{
  font-family:'Cormorant Garamond',serif;font-size:1.1rem;font-weight:300;
  color:var(--sage);line-height:1;transition:transform .3s ease;
  margin-left:.75rem;flex-shrink:0;
}
.open .acc-icon{transform:rotate(45deg);}

.kpi-card-mag{cursor:pointer;}
.kpi-card-mag .kpi-desc-mag{
  max-height:0;overflow:hidden;opacity:0;
  margin-bottom:0;
  transition:max-height .45s ease,opacity .35s ease,margin .3s ease;
}
.kpi-card-mag.open .kpi-desc-mag{max-height:500px;opacity:1;margin-bottom:1rem;}
.kpi-name-mag{display:flex;align-items:flex-start;justify-content:space-between;gap:1rem;}
.kpi-card-mag .acc-icon{color:var(--terra);margin-top:.15rem;}
.kpi-hint{
  font-size:.56rem;letter-spacing:.16em;text-transform:uppercase;
  color:rgba(255,255,255,.22);margin-top:.85rem;display:block;
  transition:opacity .3s;
}
.kpi-card-mag.open .kpi-hint{opacity:0;height:0;margin:0;overflow:hidden;}


/* FOUNDATION / TENETS HOVER CARDS */
.bf-intro{display:grid;grid-template-columns:1fr 1fr;border-bottom:1px solid var(--rule);}
.bf-card{
  position:relative;min-height:560px;overflow:hidden;
  background-size:cover;background-repeat:no-repeat;
  border-right:1px solid var(--rule);cursor:pointer;
}
.bf-card:last-child{border-right:none;}
.bf-card-idle{
  position:absolute;inset:0;
  display:flex;flex-direction:column;justify-content:flex-end;
  padding:2rem 2.5rem;
  background:linear-gradient(to top,rgba(30,42,28,.72) 0%,rgba(30,42,28,.15) 45%,transparent 70%);
  transition:opacity .45s ease;
}
.bf-card-label{font-family:'Cormorant Garamond',serif;font-size:clamp(1.6rem,2.6vw,2.2rem);font-weight:300;color:#fff;letter-spacing:-.01em;line-height:1.1;}
.bf-card-hint{font-size:.56rem;letter-spacing:.2em;text-transform:uppercase;color:rgba(255,255,255,.55);margin-top:.6rem;}
.bf-card-reveal{
  position:absolute;inset:0;
  padding:2.5rem;overflow:auto;
  background:rgba(30,42,28,.93);
  opacity:0;transform:translateY(14px);
  transition:opacity .45s ease,transform .45s ease;
  display:flex;flex-direction:column;justify-content:center;
}
.bf-card-reveal h2{font-family:'Cormorant Garamond',serif;font-size:clamp(1.3rem,2vw,1.8rem);font-weight:300;color:#fff;line-height:1.1;letter-spacing:-.015em;margin-bottom:1.25rem;}
.bf-card-reveal p{font-size:.82rem;font-weight:300;color:rgba(255,255,255,.62);line-height:1.82;margin-bottom:.8rem;}
.bf-card-reveal p:last-child{margin-bottom:0;}
.bf-card:hover .bf-card-idle,.bf-card.open .bf-card-idle{opacity:0;}
.bf-card:hover .bf-card-reveal,.bf-card.open .bf-card-reveal{opacity:1;transform:none;}
@media(max-width:960px){
  .bf-intro{grid-template-columns:1fr;}
  .bf-card{min-height:420px;border-right:none;border-bottom:1px solid var(--rule);}
  .bf-card:last-child{border-bottom:none;}
  .bf-card-hint::after{content:' · tap';}
  .bf-card-reveal{padding:1.75rem 1.25rem;}
}


/* FULL-WIDTH FOUNDER CARD + CONTACT CARD */
.bf-card-full{min-height:640px;border-right:none;}
.bf-card-full .bf-card-reveal{justify-content:center;}
.founder-reveal-inner{max-width:1040px;margin:0 auto;width:100%;}
.founder-reveal-title{font-size:.6rem;letter-spacing:.12em;text-transform:uppercase;color:rgba(255,255,255,.45);display:block;margin-bottom:1.1rem;}
.bf-card-reveal .bio-creds{margin-top:.5rem;}
.bf-card-reveal .bio-cred{background:rgba(255,255,255,.08);color:rgba(255,255,255,.7);}
.contact-reveal-meta{margin-top:1.5rem;padding-top:1.25rem;border-top:1px solid rgba(255,255,255,.12);display:flex;flex-direction:column;gap:.85rem;}
.contact-reveal-meta div{font-size:.8rem;font-weight:300;color:rgba(255,255,255,.62);line-height:1.6;}
.contact-reveal-meta span{display:block;font-size:.54rem;letter-spacing:.16em;text-transform:uppercase;color:rgba(255,255,255,.35);margin-bottom:.2rem;}
.contact-sec .bf-card{border-right:1px solid var(--rule);}
@media(max-width:960px){
  .bf-card-full{min-height:520px;}
  .bf-card-full .bf-card-reveal{justify-content:flex-start;}
  .contact-sec .bf-card{border-right:none;border-bottom:1px solid var(--rule);}
}


/* CONTACT FORM BAND */
.contact-form-sec{background:var(--linen);border-bottom:1px solid var(--rule);padding:3rem 2.5rem;}
.contact-form-inner{max-width:760px;margin:0 auto;}
.contact-form-inner h3{font-family:'Cormorant Garamond',serif;font-size:1.1rem;font-weight:400;color:var(--forest);margin-bottom:1.5rem;}
.bf-card-reveal p{font-size:.8rem;line-height:1.78;margin-bottom:.75rem;}
@media(max-width:960px){.contact-form-sec{padding:2rem 1.25rem}}


/* JOURNEY — scroll-drawn path */
.journey-rail{position:relative;height:60px;margin:.5rem 0 -1px;}
.journey-rail svg{position:absolute;inset:0;width:100%;height:100%;overflow:visible;}
.rail-base{fill:none;stroke:var(--rule);stroke-width:1;vector-effect:non-scaling-stroke;}
.rail-draw{
  fill:none;stroke:var(--terra);stroke-width:2;vector-effect:non-scaling-stroke;
  stroke-dasharray:1000;stroke-dashoffset:1000;
  transition:stroke-dashoffset .1s linear;
}
.rail-nodes{position:absolute;inset:0;display:grid;grid-template-columns:repeat(4,1fr);}
.rail-node{
  position:relative;justify-self:center;align-self:center;
  width:10px;height:10px;border-radius:50%;
  background:var(--linen);border:1px solid var(--rule);
  transition:background .35s ease,border-color .35s ease,transform .35s ease,box-shadow .35s ease;
}
.rail-node.lit{
  background:var(--terra);border-color:var(--terra);
  transform:scale(1.25);
  box-shadow:0 0 0 5px rgba(200,145,120,.15);
}
.journey-step{opacity:.28;transform:translateY(10px);transition:opacity .5s ease,transform .5s ease,background .2s;}
.journey-step.lit{opacity:1;transform:none;}
.journey-step.lit .step-n{color:rgba(200,145,120,.35);}
.step-n{transition:color .5s ease;}
@media(max-width:960px){
  .journey-rail{display:none;}
  .journey-steps{grid-template-columns:1fr;position:relative;border:none;background:transparent;gap:0;padding-left:2.25rem;}
  .journey-steps::before{
    content:'';position:absolute;left:14px;top:0;bottom:0;width:1px;background:var(--rule);
  }
  .journey-steps::after{
    content:'';position:absolute;left:13.5px;top:0;width:2px;
    height:var(--rail-h,0%);background:var(--terra);
    transition:height .12s linear;
  }
  .journey-step{
    position:relative;border:1px solid var(--rule);border-top:none;
    opacity:.28;transform:translateX(8px);
  }
  .journey-step:first-child{border-top:1px solid var(--rule);}
  .journey-step.lit{opacity:1;transform:none;}
  .journey-step::before{
    content:'';position:absolute;left:calc(-2.25rem + 9px);top:1.6rem;
    width:10px;height:10px;border-radius:50%;
    background:var(--linen);border:1px solid var(--rule);
    transition:background .35s ease,border-color .35s ease,transform .35s ease,box-shadow .35s ease;
    z-index:1;
  }
  .journey-step.lit::before{
    background:var(--terra);border-color:var(--terra);
    transform:scale(1.25);box-shadow:0 0 0 5px rgba(200,145,120,.15);
  }
}


/* PHILOSOPHY — cover card (all widths) */
.phil-mobile-card{
  position:relative;min-height:420px;padding:0!important;overflow:hidden;
  background-image:var(--phil-cover);background-size:cover;background-position:72% 30%;
  cursor:pointer;
}
.phil-cover-idle{
  position:absolute;inset:0;display:flex;flex-direction:column;justify-content:flex-end;
  padding:2rem 1.5rem;
  background:linear-gradient(to top,rgba(30,42,28,.72) 0%,rgba(30,42,28,.15) 45%,transparent 70%);
  transition:opacity .45s ease;
}
.phil-cover-text{
  position:absolute;inset:0;padding:1.75rem 1.25rem;overflow:auto;
  background:rgba(30,42,28,.93);
  opacity:0;transform:translateY(14px);
  transition:opacity .45s ease,transform .45s ease;
}
.phil-cover-text .section-label{color:rgba(255,255,255,.4);border-top-color:rgba(255,255,255,.15);}
.phil-cover-text h2{color:#fff;font-weight:300;font-size:1.25rem;}
.phil-cover-text .body-p{color:rgba(255,255,255,.62);font-size:.8rem;line-height:1.78;}
.phil-mobile-card.open .phil-cover-idle{opacity:0;}
.phil-mobile-card.open .phil-cover-text{opacity:1;transform:none;}
@media(min-width:961px){
  .phil-mobile-card{min-height:520px;background-position:60% 35%;}
  .phil-cover-idle{padding:2.5rem;}
  .phil-cover-text{padding:2.5rem;}
  .phil-cover-text h2{font-size:clamp(1.5rem,2.2vw,2rem);}
  .phil-cover-text .body-p{font-size:.85rem;line-height:1.88;}
  .phil-mobile-card:hover .phil-cover-idle{opacity:0;}
  .phil-mobile-card:hover .phil-cover-text{opacity:1;transform:none;}
}


/* Scroll performance for cover cards */
.bf-card{transform:translateZ(0);backface-visibility:hidden;}
.bf-card-idle,.bf-card-reveal{will-change:opacity,transform;}
@media(max-width:960px){
  .bf-card-reveal{overflow:hidden;}
  .bf-card.open .bf-card-reveal{overflow:auto;-webkit-overflow-scrolling:touch;}
}


/* BACK TO TOP */
.to-top{
  position:fixed;right:1.5rem;bottom:1.5rem;z-index:90;
  width:42px;height:42px;border-radius:50%;
  background:var(--forest);color:#fff;border:none;cursor:pointer;
  display:flex;align-items:center;justify-content:center;
  font-size:1rem;line-height:1;
  opacity:0;transform:translateY(12px);pointer-events:none;
  transition:opacity .3s ease,transform .3s ease,background .2s;
  box-shadow:0 6px 18px rgba(30,42,28,.18);
}
.to-top.show{opacity:1;transform:none;pointer-events:auto;}
.to-top:hover{background:var(--sage);}
/* MOBILE STICKY CTA */
.mobile-cta{display:none;}
@media(max-width:960px){
  nav{height:68px;}nav.scrolled{height:56px;}
  .nav-logo img{height:48px!important;}nav.scrolled .nav-logo img{height:38px!important;}
  .mobile-cta{
    display:flex;align-items:center;justify-content:space-between;gap:1rem;
    position:fixed;left:0;right:0;bottom:0;z-index:95;
    background:var(--forest);color:#fff;
    padding:.8rem 1.25rem;
    transform:translateY(100%);transition:transform .35s ease;
    box-shadow:0 -6px 18px rgba(30,42,28,.18);
  }
  .mobile-cta.show{transform:none;}
  .mobile-cta span{font-family:'Cormorant Garamond',serif;font-size:.95rem;color:rgba(255,255,255,.7);}
  .mobile-cta a{font-size:.6rem;letter-spacing:.16em;text-transform:uppercase;color:#fff;text-decoration:none;border:1px solid rgba(255,255,255,.35);padding:.5rem .9rem;white-space:nowrap;}
  .to-top{bottom:4.6rem;right:1rem;}
  body.cta-visible footer{padding-bottom:4.5rem;}
}

.kpi-sec,.journey-sec,.bf-sec{content-visibility:auto;contain-intrinsic-size:1px 900px;}

/* mobile nav */
.nav-toggle{display:none;background:none;border:1px solid var(--terra-logo);color:var(--terra-logo);font-size:.58rem;letter-spacing:.18em;text-transform:uppercase;padding:.5rem .8rem;cursor:pointer;font-family:'Outfit',sans-serif}
@media(max-width:960px){
  .nav-toggle{display:inline-block}
  .nav-links{display:none;position:absolute;left:0;right:0;top:100%;background:var(--forest);border-top:1px solid var(--terra-logo);border-bottom:1px solid rgba(255,255,255,.08);flex-direction:column;align-items:stretch;gap:0;padding:.5rem 0 .75rem}
  .nav-links.open{display:flex}
  .nav-links a{padding:.85rem 1.5rem;font-size:.7rem;border-bottom:1px solid rgba(255,255,255,.06)}
  .nav-links a.nav-cta{margin:.75rem 1.5rem 0;text-align:center;padding:.85rem 1rem}
  nav{position:sticky;top:0}
}